🛡 LIC Policies – Assistance
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LIC’s Bima Kavach
LIC’s Bima Kavach is a Government of India backed term insurance plan designed to provide strong financial protection for your family at an affordable premium.
Plan Overview
LIC’s Bima Kavach is a pure term assurance plan that provides a death benefit to the nominee in case of the policyholder’s demise during the policy term. This plan focuses entirely on protection, ensuring financial security for dependents.
Key Features
Pure Risk Cover
Offers life protection without maturity or survival benefits.
Affordable Premiums
Designed for salaried and self-employed individuals.
Flexible Policy Term
Choose a policy duration based on long-term financial goals.
Government Backed
Issued by LIC, India’s most trusted PSU insurer.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Minimum Entry Age | 18 Years |
| Maximum Entry Age | 60 – 65 Years |
| Policy Term | 10 – 40 Years |
| Premium Payment Mode | Annual / Half-Yearly / Quarterly / Monthly |
Premium Structure
| Sum Assured | Premium Category |
|---|---|
| ₹25 Lakhs | Economical |
| ₹50 Lakhs | Moderate |
| ₹1 Crore & Above | Rebate Applicable |
Claim Settlement Process
| Step | Description |
|---|---|
| 1 | Claim intimation at nearest LIC branch |
| 2 | Submission of required documents |
| 3 | Claim verification by LIC |
| 4 | Claim amount credited to nominee |